Welcome to Medical Plus – Your Trusted Lloyd’s Broker for Medical Insurance Solutions
At Medical Plus, we specialise in providing comprehensive and tailored insurance solutions to professionals and businesses within the healthcare and life sciences industries. As a Lloyd's of London broker, we have access to a wide range of insurers, allowing us to offer industry-leading protection that supports your operations and mitigates risk across complex medical environments.
Why Choose Medical Plus?
Our Specialisms
Medical Malpractice Insurance for Irish Medical Consultants
Medical professionals carry a significant level of responsibility, and the risk of claims or litigation can be high. Medical Plus offers tailored malpractice insurance solutions for consultants, covering a wide range of liabilities arising from patient care, and wider practice operations.
Importantly, our package policy includes Patient Assurance – a cover unique in the Irish Market that provides for medical expenses arising from complications. Patient Assurance allows you to ‘get on the front foot’ when a complication arises and quickly offer a solution to your patient that enhances their care outcome. This cover is embedded in our Medical Consultants Package for all our Insureds.
Our malpractice Package includes:
- Medical Malpractice
- Patient Assurance
- Public Liability
- Legal Defence
- Compensation Claims Cover
- Cyber Insurance
Life Science and Clinical Trial Liability
Life sciences are rapidly evolving, with new treatments and therapies being developed every day. Medical Plus specialises in offering coverage for companies involved in medical research and clinical trials, providing peace of mind throughout the product lifecycle and beyond.
We cover everything from early-phase research to post-commercialisation, ensuring comprehensive protection for all stakeholders.
Our solutions include:
- Clinical Trials Insurance
- Product Liability for Life Science Firms
- Errors and Omissions (E&O) Cover
- Research and Development Coverage
- Product Recall Insurance
Medical Practice Liability
Running a medical practice comes with its own set of risks, from patient claims to property damage. Medical Plus provides comprehensive coverage for medical practices, ensuring protection from operational risks, legal liabilities, and the financial impact of unexpected events.
Our practice liability cover includes:
- Professional Indemnity
- Property Damage and Business Interruption
- Regulatory Investigation Costs
- Employer and Public Liability
- Data Breach and Cyber Liability Insurance
Medical Tourism Cover
With the rise in medical tourism, both patients and providers face unique challenges. Medical Plus offers specialised insurance to cover the risks associated with providing care to international patients.
This includes malpractice protection, travel insurance for patients, and other related liabilities to ensure safe, well-managed outcomes for all parties involved.
Key coverages include:
- Medical Malpractice for International Patients
- Travel and Health Insurance for Patients
- Trip Interruption and Cancellation Cover
- Legal and Financial Protection
Clinical Trial Travel Cover
Clinical trials often require patients or researchers to travel, sometimes across borders, creating a unique set of liabilities.
Medical Plus offers travel insurance specifically designed to cover participants, researchers, and clinicians involved in trials.
Our solutions ensure that both the travel risks and the liability of the clinical trial process are fully covered, from start to finish.
Coverage includes:
- Medical and Travel Insurance for Participants
- Trip Cancellation and Emergency Evacuation
- Accidental Injury and Repatriation
- Legal and Medical Liability for Trial Organisers
Why Medical Plus?
At Medical Plus, we pride ourselves on providing bespoke, industry-specific insurance solutions. Whether you’re a solo medical practitioner, a life science innovator, or part of a clinical trial team, we understand the complexities of the healthcare sector and offer tailored coverage that gives you the freedom to focus on your work without worrying about unexpected risks.
What sets us apart:
- Lloyd’s of London Accredited Broker
- Specialist Expertise in Healthcare and Life Sciences
- Global Coverage and Local Expertise
- Personalised Client Service and Claims Support
FAQ
What is “Tail of Events” coverage, and how does it protect me?
Tail of Events coverage protects you against liability for unknown incidents that occurred before your policy started, as long as the claim is made during your coverage period. It ensures you’re covered for issues that may have happened in the past but only come to light later.
Does my policy cover past events that I am not currently aware of?
Yes! Our policy covers unknown past events — as far back as retroactive date — provided the claim is made while your policy is active. This gives you reassurance that you’re protected against unexpected surprises from your professional past.
What is runoff cover, and how long does it last?
Runoff coverage protects you against claims made after you stop practicing. We offer up to 25 years of runoff cover, giving you long-term protection and peace of mind after you retire or close your business.
Are claims covered after I retire?
Absolutely. With our extended 25-year runoff option, you remain protected long after your professional activities have ended — ideal for maintaining lasting peace of mind throughout retirement.
About Us
Academy Plus Insurance Limited t/a Medical Plus, is regulated by the Central Bank of Ireland.
Academy Plus Insurance Limited is a limited company incorporated in Ireland, registered office 73 Lower Leeson Street, Dublin 2, Number 635099.
We can be contacted there by telephoning +353 (0) 1244 6380 or by emailing us at info@medicalplus.ie
Our offices are open between the hours of 9am and 5pm.
- Phone: +353 (0) 1244 6380
- Email: info@medicalplus.ie
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